I haven’t done non-real estate debt deals much, but for real estate debt I have invested with Aspen Funds and they have consistently paid the 9%.  I am looking into 7e Investments.  We recently did a Lunch and Learn with them, the link is here.

One thing I will add – it’s fairly common to get 7% cash on cash return from syndications and if done correctly you won’t pay taxes on that.  So it depends on what your tax rate is and what return you expect from the S&P but you would need to get close to 10% before taxes to match that.  You lose that tax benefit if you invest with your IRA so I u…Read More

I haven’t made a final decision yet but I am looking closely and leaning toward investing. I like this deal, just a little concerned with where the economy will go.

Checking to see if any LFI members will be participating in this deal or what your overall thoughts are.